The Chase Freedom Unlimited® Credit Card isn’t just popular—it’s practical. It combines simplicity, flexibility, and everyday value, making it a go-to option for users who want to earn real rewards without tracking categories or paying annual fees. Whether you’re planning your next trip, paying for groceries, or dining out, this card turns your spending into consistent cash back.
With strong integration into the Chase Ultimate Rewards® platform, cardholders enjoy bonus categories that cover common spending areas, along with a welcome offer and an introductory APR. If you’re looking for a well-rounded rewards card that delivers both immediate and long-term value, this one should be on your radar.
Chase Freedom Unlimited®
Earn a $200 bonus $0 annual feeKey Benefits of the Chase Freedom Unlimited®
- Unlimited 1.5% cash back on all purchases—simple and reliable for everyday spending.
- 5% cash back on travel booked through Chase Travel℠.
- 3% cash back on dining, including takeout and eligible delivery services.
- 3% cash back at drugstores—perfect for frequent pharmacy purchases.
- Welcome bonus: Earn a $200 bonus after spending $500 in the first 3 months.
- 0% intro APR for 15 months on purchases and balance transfers—ideal for large purchases or managing existing debt.
- No annual fee—earn rewards without extra cost.
- Rewards never expire as long as your account is open and in good standing.
- Redeem your cash back as statement credits, direct deposit, gift cards, or for travel via Chase Ultimate Rewards®.
- Bonus potential when paired with other Chase cards—transfer points for enhanced value toward travel.
- Added protections, including purchase protection, extended warranty coverage, and travel insurance.
Fees and Rates Overview
| Fee Type | Details |
|---|---|
| Annual Fee | $0 |
| Intro APR | 0% for 15 months (purchases & BTs) |
| Regular APR | 18.99%–28.49% variable |
| Balance Transfer Fee | 3% (min. $5) for first 60 days |
| Foreign Transaction | 3% per transaction in USD |
| Cash Advance Fee | $10 or 5%, whichever is greater |
| Late Payment Fee | Up to $40 |
Requirements to Apply
To apply for the Chase Freedom Unlimited®, you typically need:
- A good to excellent credit score (usually 690 or higher)
- A U.S. mailing address
- A Social Security number or ITIN
- Proof of steady income to show repayment ability
How to Apply for the Chase Freedom Unlimited® Card
- Visit the Chase website
Go to creditcards.chase.com and locate the Chase Freedom Unlimited® page. - Check your eligibility
You can use Chase’s prequalification tool to see if you’re likely to be approved—with no impact to your credit score. - Fill out the online application
Provide your name, income, employment details, and Social Security number. - Submit and wait for approval
Many applicants receive an instant decision, but some may wait a few business days for Chase to review the application. - Activate and start earning
Once approved, activate your card and start earning cash back from day one.
Final Thoughts
The Chase Freedom Unlimited® Credit Card stands out for its balance of simplicity, reward potential, and user-friendly perks. With no annual fee, bonus categories tailored to real-life spending, and flexible redemption options, it’s an excellent choice for those who want everyday value without the extra hassle.
Apply today and turn your everyday purchases into real rewards with Chase Freedom Unlimited®.
Chase Freedom Unlimited®
Earn a $200 bonus $0 annual feeFrequently Asked Questions (FAQs)
1 – Does the Chase Freedom Unlimited® have mobile app support?
Yes! The Chase Mobile® app lets you track spending, view transactions, redeem rewards, and even lock your card if lost or stolen.
2 – Is this card good for paying large expenses?
Yes. Thanks to the 0% intro APR for 15 months, it’s a great tool for financing large purchases without interest during that period.
3 – Are balance transfers allowed?
Yes, the card offers 0% intro APR on balance transfers for 15 months, but a 3% fee applies to the amount transferred.
4 – How soon can I start earning rewards after approval?
You’ll begin earning rewards immediately after your first purchase is posted—there’s no delay.
5 – Can I add authorized users to this card?
Yes, you can add authorized users at no extra cost. Their purchases will earn rewards and appear on your statement.
