Rebuilding credit doesn’t have to be overwhelming or out of reach. The Milestone® Mastercard® Credit Card, issued by The Bank of Missouri and serviced by Concora Credit Inc., offers a straightforward and inclusive approach to help you take control of your financial future. Whether you’re recovering from past challenges or laying the foundation for new credit, this card provides the tools to move forward confidently.
With no security deposit required, pre-qualification that won’t affect your credit score, and monthly reporting to all three major credit bureaus, the Milestone Mastercard helps you build credit responsibly—one on-time payment at a time.
Milestone Mastercard
No Security Deposit Credit Bureau ReportingKey Benefits of the Milestone® Mastercard®
These features make the Milestone Credit Card an excellent option for those focused on rebuilding or establishing credit:
✅ No Security Deposit Needed
Unlike secured cards, you don’t need to put down a cash deposit to open your account. That means your money stays available while you build credit.
✅ Credit Bureau Reporting
Your account activity is reported monthly to Experian, Equifax, and TransUnion—helping you demonstrate responsible credit behavior over time.
✅ Pre-Qualification Without Impact
Check if you’re eligible before applying, with no impact on your credit score. It’s a stress-free way to explore your options.
✅ Mastercard® Acceptance
Use your card at millions of locations nationwide and online, wherever Mastercard® is accepted.
✅ 24/7 Account Access
Easily manage your balance, payments, and transaction history through the online portal—anytime, from anywhere.
✅ Fraud Protection
Built-in security includes zero liability for unauthorized charges and continuous fraud monitoring for your peace of mind.
Fees and Interest Rates
While the Milestone Mastercard is built for accessibility, you should be aware of certain costs:
- Annual Fee: Based on your credit profile, your offer may include an annual fee, which will be clearly disclosed during pre-qualification.
- APR (Annual Percentage Rate): This card comes with a higher variable APR, so paying your balance in full each month helps avoid interest charges.
- Late Fees: Late payments may result in penalty fees. Timely payments are key to avoiding added costs and building your score.
- Foreign Transaction Fees: International purchases may be subject to additional fees, so this card is best suited for use within the U.S.
Eligibility and How to Apply
Requirements:
To apply for the Milestone Mastercard Credit Card, you generally need to:
- Be at least 18 years old (or 19 in some states)
- Have a valid Social Security Number
- Be a legal U.S. resident
- Be able to demonstrate income or the ability to make payments
How to Apply:
Getting started is fast and simple. Just visit the official Milestone® website and complete the pre-qualification form—this process won’t impact your credit. If you qualify, you’ll be guided through the full application and typically receive a decision within minutes. Once approved, your new card will be mailed directly to you.
Why You Should Consider the Milestone® Mastercard®
The Milestone Mastercard isn’t about flashy perks—it’s about providing real financial support when you need it. With no deposit required, credit bureau reporting, and broad acceptance, it’s a powerful step toward better credit and greater confidence.
If you’re ready to move forward and want a card designed to help you rebuild—not judge—then the Milestone® Mastercard® Credit Card could be exactly what you need. Take that step today and start writing a new chapter in your financial story.
